At Pacific Alliance we deal with the largest range of providers than any other firm including local providers and we offer very competitive rates.
Benefits of Insurance with Pacific Alliance:
Plans are globally portable – so you can choose to have treatment wherever you want
More flexible than local insurance
Premiums are calculated on age and geographical area of coverage, not on claims history
We can identify the right cover for individuals – or build group schemes for companies
A range of plans to suit all budgets
We don’t charge clients for our services: premiums are the same as going direct to the insurance companies
Pacific Alliance is partnered with the best international insurers, but is tied to none, this means we can select the best plan at the best price
We can arrange several quotes giving you more choice
We are able to take over your existing cover and re negotiate a better deal for you
We are able to provide back up support when dealing with claims
We are able to help with changes to you policy
Car and house insurance
Travel accident insurance
Industrial all risk insurance
Public liability insurance
Product liability insurance
Employee bond insurance
Marine cargo insurance
ILife is full of uncertainties. You can't plan for what is going to happen, but you can ensure that regardless of where in the world you may find yourself, you're covered against almost all eventualities with international health insurance.
Fire insurance pays for loss or damage to the insured property caused by:
3. Explosion of gas used for domestic purposes only, but excluding loss destruction or damage caused by explosion of gas resulting from earthquake.
Moreover, fire policy can be extended to cover the following perils: explosions, wind storm, spontaneous combustion , earthquakes, vehicle / aircraft impact, floods, water damage, hail, smoke, bush fire, riot & strike and vandalism & malicious acts.
Coverage assurance for every trip
Providing coverage for every trip no matter what country you are in worldwide, LMG Travel Accident Insurance-T.A. is prepared to provide 24-hour coverage by providing maximum coverage of 180 days per trip. With special privileges, this insurance is available for people aged 1-65 years as a assurance for you and your loved ones.
Travel accident insurance for Persons and Groups in general
1. Provides 24-hour coverage while traveling worldwide.
2. Available for people aged 1-65 years.
3. Provides maximum coverage of 180 days per trip.
Industrial all risk insurance provides cover for your properties caused by or arising from any accidental external causes (all risks) which not excluded under the policy, including but not limited to fire, lightning, explosion, windstorm, spontaneous combustion, earthquake, aircraft, vehicle impact, flood, water damage, hail, smoke, bush fire, riot & strike and civil commotion.
Plate Glass Insurance
Business Interruption Insurance
Fidelity Guarantee Insurance
Workmen’s Compensation Insurance
Public Liability Insurance should be considered if members of the public, clients or customers visit your premises. If you run a home-business, and customers sometimes visit you there, public liability cover might also be a good idea.
Piblic Liability insurance will cover you if someone is accidentally injured by you or your business operation. It will also cover you if you damage third party property while on business. The cover should include and legal fees and expenses which result from any claim by a third party.
This employee bond insurance policy is designed to support individuals working or accepting positions in various organizations who have difficulty finding a guarantor or large sums of money as a guarantee for themselves. The insurance company will act as guarantor instead of the aforementioned guarantee money or the aforementioned guarantor.
Contractors All Risks Insurance provides coverage for the project owner, employer and contractor for losses or damages occurring with the contracted work, various equipment, instruments and machinery as a result of natural disasters or human error, theft and any accidents, including damages to property, physical injury or lives of third parties due to the negligence of the contractor/employees during the course of the contracted work.
Contractor’s Plants and Machinery Insurance covers the contractor’s instruments and machinery. This insurance provides coverage for losses or damages occurring as the result of an accident and not specified in the exceptions to insured properties, e.g. instruments and machinery, occurring during usage or breaks, disassembling for cleaning, engine overhauls, reassembly, or while the instruments or machinery are being moved within the insured facility.
Electronic equipment insurance provides coverage for losses or damages accidentally occurring to electronic equipment, data storage equipment and data, including increased working expenses.
Erection All Risks Insurance provides coverage for machinery distributors, manufacturers, buyers and machinery installation companies for losses or damages to installed machinery as a result of natural disasters, human error and accidents, including damages involving the properties, lives or injuries of third parties during machinery installation.
The purpose of cargo insurance is to cover goods in transit – during land transport as well as transport by sea or air. It is essential for cargo insurance that a loss is recoverable only by an insured who at the time of loss has an insurable interest in the goods. The insurable interest or obligation to take out insurance is usually determined by a term of delivery, such as Incoterms.
Product liability insurance covers liability toward consumers whereby product manufacturers, operators and distributors are held liable by law. The insurance company will pay on behalf of the Insured all sum which the Insured shall become legally obligated to pay as damages because of Bodily Injury and Property Damage caused by the Insured’s Premise and Operation.
Includes legal expenses for defending cases and other expenses.